Mexico and Latin America

Mexico faces a pronounced deficit in investment advisory services, with only about 10,000 certified advisors available to serve a financial system that encompasses roughly 77 million adults. In comparison, Brazil boasts around 70,000 advisors and the United States up to 270,000. This lopsided advisor-to-investor ratio leaves a majority of Mexicans without access to personalized investment guidance—highlighting both the scale of the problem and the untapped demand for financial advice.

Building a Global Advisory Bridge Through Non‑Bank Structures

1. Deploying a Non‑Bank Financial Services Company in Mexico

A structured non-bank entity—such as a SOFOM ER or a SOFIPO—can serve as a dynamic local platform to connect Latin American clients with global, U.S., or offshore investment advisors. Through this structure, clients gain access to a broader range of investment products and strategies—regardless of where their advisors are based.

2. Enabling Local Access to Global Advisors

This setup allows Mexicans and other Latin Americans to benefit from international expertise and assets—breaking down barriers to sophisticated investment products, model portfolios, and holistic financial planning solutions.

3. Dual-Legged Structure with Puerto Rico

By integrating a U.S.-regulated financial institution (such as a bank licensed in Puerto Rico), the model delivers the regulatory certainty and stability of U.S. banking, while the Mexican non-bank intermediary delivers localized service and client accessibility.

Structure Component	Strategic Role
International Bank (Puerto Rico)	Provides U.S. regulatory protection, USD-denominated accounts, and seamless access to global investment networks.
Mexican Non‑Bank Entity (SOFOM / SOFIPO)	Offers on-the-ground relationships, compliance with local regulations, and an accessible platform for clients to access global advice and products.

Why This Matters

• Expands Financial Inclusion – With advisory services being scarce, this structure makes investment expertise accessible to many who currently lack it.
• Professionalizes Advisory Access – Clients can connect with global advisors who can deliver independent, open-architecture services across borders.
• Provides Regulatory Balance – Clients benefit from U.S. regulatory standards via Puerto Rico, while enjoying the convenience of local Mexican support.
• Scalable Model for Latin America – This structure can be exported across the region through representative offices or licensed non-bank affiliates in each jurisdiction.

Take the Next Step

Harness this innovative dual-entity structure to bring global investment guidance to underserved markets in Mexico and Latin America. Contact us today to explore how we can help you establish a compliant, scalable financial interface that bridges your clients to the best global advisors while maintaining operational stability.