Launch a Licensed Financial Institution in Mexico
SOFOM, SOFIPO, SOCAP, Fintech & More – We Build the Structure Behind Your Vision
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Build a Regulated Financial Entity in Mexico
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Building a Global Financial Services Business in Mexico

Structuring Regulated Financial Institutions Across Mexico’s NBFI Landscape

From Fintech to Microfinance – Build and License in Mexico’s Leading Market

Not Sure Where to Start? We Can Help.

Mexico offers a wide range of non-bank financial licenses—each with its own regulatory obligations, capital requirements, and strategic benefits. Whether you’re launching a fintech platform, a lending company, a remittance service, or a full-service savings institution, choosing the right structure is critical to your success.

We specialize in helping entrepreneurs and institutions:

  • Understand the differences between SOFOM, SOFIPO, SOCAP, and Fintech licenses
  • Select the right license based on your products, markets, and capital
  • Navigate CNBV and SHCP regulatory requirements with confidence
  • Connect your Mexico entity with U.S. or Puerto Rico-based banks or IFEs

Build a roadmap from licensing to launch—quickly, compliantly, and cost-effectively Our team has decades of experience in licensing, payments, and banking. There’s no issue we have not confronted and business model we have not analyzed

Let us help you evaluate your options and build a solution tailored to your goals.

Schedule a Free Consultation

Launch Your Financial Institution in Mexico

SOFOM, SOFIPO, SOCAP, Fintech Licenses, Credit Unions & More – We Help You Build It Right

We structure and license every type of non-bank financial institution (NBFI) in Mexico. From fintech platforms and lending entities to community-based financial cooperatives and regulated investment firms, we provide everything you need to launch a compliant, scalable operation.

Why Mexico? Why Now?

Mexico is one of Latin America’s most dynamic financial markets—offering strong regulatory institutions, cross-border access to the U.S. and Latin America, and deep unmet demand for credit, savings, and digital services.

We help you leverage Mexico’s non-bank license ecosystem to:

  • Enter a market of over 120 million people
  • Connect with U.S. and Puerto Rico financial structures
  • Serve SMEs, fintech users, crypto investors, and unbanked consumers
  • Operate with full CNBV oversight or lighter frameworks depending on your needs

All Mexican NBFI Licenses – Structured for Growth

We assist with the full range of licenses regulated by CNBV, SHCP, and Banxico:

License Type

Description

Ideal For

SOFOM (ER/ENR)

Multiple-purpose lending and financial services companies

Fintech, lending, crypto custody, factoring

SOFIPO

Popular financial companies focused on underserved sectors

Savings + lending, rural finance, digital banking

SOFOL

Limited-purpose lenders (legacy structure)

Real estate, transport, and agro-finance

SOCAP

Cooperative savings and loan institutions

Community finance, member-owned lending

SOFICO

Community financial entities

Rural microfinance, agricultural credit

Unión de Crédito

SME-focused credit unions

Business lending and cooperative investment

Fintech Licenses (IFPE, IFC)

Regulated ITFs under the 2018 Fintech Law

Electronic payments, crowdfunding, digital wallets

Casas de Cambio / Centros Cambiarios

Foreign exchange and currency businesses

FX houses and small-scale exchangers

Transmisores de Dinero

Money remittance firms

Cross-border payments and transfers

Almacenes Generales de DepĂłsito

Warehousing and collateral-based finance

Agricultural and trade finance

Compliance and Structuring

Start Compliant. Stay Compliant.

Our services go beyond licensing. We help you build a bank-grade financial operation:

  • Drafting AML/KYC/CTF programs aligned with CNBV, FATF, and U.S. guidelines
  • Designing audit-ready compliance and operations policies
  • Recommending due diligence software compatible with CNBV and international regulators
  • Managing cross-border onboarding with U.S. banks and Puerto Rico IFEs
  • Preparing all documentation (business plan, financial projections, internal controls)

Integrated Solutions

Link Your Mexico License with U.S. and Puerto Rico Banks

Whether you’re building a fintech, MSB, digital wallet, or global credit network, we can integrate your Mexico NBFI with:

  • A licensed International Financial Entity (IFE) in Puerto Rico
  • A U.S. MSB or FDIC-regulated bank
  • FX platforms, digital custody solutions, or crypto rails

Benefits of integration include:

  • Local peso onboarding with USD custody
  • Dual compliance and KYC validation
  • Remittance and payment corridor creation
  • Multijurisdictional structuring for treasury, credit, and collections

Who We Serve

Tailored Support for Entrepreneurs and Institutions

We work with:

  • Fintech founders launching in LATAM
  • U.S. and offshore banks establishing a local presence
  • Crypto platforms looking for regulated rails
  • Credit groups expanding into new markets
  • NGOs, impact lenders, and rural finance programs

Regulatory Confidence in 2025

What’s Changed—and Why You Need Expert Help

Recent reforms have increased supervision and complexity. We help you stay ahead.

  • CNBV tightened AML and onboarding protocols
  • Fintech Law fully implemented across IFC and IFPE categories
  • Deposit insurance protections expanded for SOFIPOs
  • Oversight of debt collection, remote services, and cross-border capital tightened

Ready to Launch?

Let’s Build Your Mexico Financial Entity.

We deliver turnkey licensing, compliance, integration, and operations support for your financial institution in Mexico.

Contact Us
Download Our Licensing Guide

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