Aviara is a leading advisor in Mexico´s fintech and financial services licensing industry, offering turnkey solutions for license acquisition, regulatory structuring, and compliance setup. Since 2005, we’ve helped fintechs, international banks, and payment providers establish scalable operations across the Mexico and globally. Whether you’re pursuing a new license or expanding an existing financial structure, we provide expert guidance at every step.
Our focus is on helping clients structure and license non-bank financial institutions (NBFIs) in Mexico that are fully compliant, scalable, and strategically aligned with international operations. We work with fintech startups, cross-border payment companies, credit providers, and global banks to launch SOFOMs, SOFIPOs, SOCAPs, fintech entities (IFPE/IFC), and other licensed platforms. Whether your goal is to issue credit, accept deposits, operate digital wallets, or manage peso-to-dollar remittance flows, we help you select the right license, navigate Mexico’s regulatory system, and build infrastructure that connects seamlessly with U.S. and Puerto Rican banking entities.
Aviara is a leading advisor in Mexico’s financial licensing market, offering turnkey solutions for the creation and registration of non-bank financial institutions (NBFIs) across all major regulatory frameworks. Since 2005, we’ve helped fintechs, international banks, credit platforms, and payment companies structure scalable, compliant financial entities in Mexico—including SOFOMs, SOFIPOs, SOCAPs, fintech institutions (IFPE/IFC), and more.
We specialize in guiding our clients through the licensing process with the Comisión Nacional Bancaria y de Valores (CNBV), as well as the Ministry of Finance (SHCP), CONDUSEF, and the Bank of Mexico (Banxico), depending on license type. Our approach combines regulatory expertise, operational structuring, and cross-border integration—giving you a ready-to-launch institution designed for long-term sustainability and regulatory success.
At the heart of our work is the ability to connect Mexico’s non-bank financial entities with broader international financial ecosystems. We specialize in helping clients design operational models that integrate local licensing—such as SOFOMs, SOFIPOs, or fintech institutions—with offshore banks, U.S. MSBs, or International Financial Entities (IFEs) in Puerto Rico. These multi-jurisdictional frameworks allow you to onboard customers in Mexico, process transactions in local currency, and manage USD accounts or FX conversion from regulated foreign platforms. Our team ensures that all components—legal, technical, and compliance—are aligned so you can operate seamlessly across borders with full regulatory clarity.
In addition to licensing support, we offer full regulatory and operational setup, including:
We understand that financial licensing in Mexico is not one-size-fits-all. Our experience with both regulated and lightly regulated licenses—including SOFOM ENR vs. ER, SOCAP cooperatives, and digital-first IFPEs—allows us to tailor each solution to the client’s use case, product scope, and capital structure.
Our clients include:
We serve both first-time financial operators and seasoned institutions expanding into Mexico’s vibrant but regulated financial ecosystem.
If you’re exploring Mexico as your next financial services market, we’re here to help you navigate the licensing process, mitigate regulatory risk, and build a modern institution that can serve customers with confidence.
Contact us today to start your project.
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